So KCB is Giving out Seafarers Loans to Enable those shortlisted for cruise ship jobs but don’t have the Finances so that they don’t loose the opportunity of a lifetime simply because one is broke.
Na harambee ni ngumu nowadays we all are broke for some reason.
So this is the break down of what they give you:
MEDICAL ksh.26,500
STCW ksh.35,000
Seaman’s-
BOOK ksh.9,000
Personal/
Miscellaneous ksh.46,950
Total 117,500
REQUIREMENTS
1.You’ll have to open A KCB Kilindini branch account.
2. Show them your Letter of Employment or offer letter or Letter of Intent.
3. You will have to show them your STCW medical Letter with KMA stamp.
(This means You’ll cater for the STCW medical. You may later refund yourself with the miscellaneous money.)
4.You have to have a Seaferers Union membership. You’ll go register for the union registration is ksh.2,500. Its located opposite KMA the building Name MISSION AT SEA.
5. CRB clearance certificate if you were on CRB. If not, no need.
6. A Letter from your relative, guardian, or spouse + ID photocopy.
Dear Managing Director KCB Kilindini,
I ______________ do swear that _________ he/she is my (sister, brother, son daughter, spouse). Please give him the required Loan.
Yours faithfully,
_______________
Once you are done with all the requirements, they will deposit the Kes 117,000 to your account for you to do the required process (you will do the payments yourself).
You will start paying the loan after 3 months.
Frequently Asked Questions about the KCB is Giving Seafarers Loan
Q. What of a case if one has been rescheduled?
A. You just go show them the proof that you’ve been rescheduled they will also reschedule on there end.
Q. What’s your % interest?
A. The lowest in the market – 13% . You’ll pay a total of KES 121,000.
Q. What’s your criteria of deducting.? How much will you be deducting and what duration?
A. They will be deducting a maximum of KES 25,000 every month for a period of 5 months.
Q. Can a shortlisted Crew from any cruise line get the loan?
A. NO. They only give the Loans to MSC Cruises, Royal Caribbean Group and Apollo Group employees.
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